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Homeownership

Every person deserves a safe and affordable place to live.  We assist families in need to reach their goals of home ownership.

Become a Partner Family

Requirements for Eligibility are:

  1. Currently living in sub-standard housing.
  2. You must meet annual income guidelines.
  3. Willingness to help build your own home as well as the homes of others. 
  4. Ability to pay a low interest mortgage.
  5. Lived in Mitchell or Yancey County for the last year.
  6. Have a job or income to make monthly mortgage payments.

For more information and how to apply, click here.

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Submit an Application

We accept partner applications only during advertised enrollment periods. 
An enrollment period is now open July 15 - August 15, 2024 for Mitchell County.   For a copy of the application, click here .

Para la solicitud en español haga clic aqui.

563 Oak Avenue
Spruce Pine, NC 28777
(828) 766-9000
mitchell.yancey.hfh@gmail.com